Complete the application in 5 minutes. Apply directly on our website and get a loan with us.
Our seasoned customer service reps are available to assist you throughout the process.
Your time is valuable. Find out instantly if you qualify for the loan.
Get the cash you need in your bank account by the very next business day.
You are more than your credit score. You do not need good credit to qualify.
Piece of cake!
To ensure this is the correct loan for you
Next Business Day
ZocaLoans was a life saver! I needed $300 to cover an unexpected car-repair bill. I completed the form and got a call from my loan manager Cindy who approved my application in three minutes!
Rebbeca
Arley, AL
ZocaLoans really helped me out when I needed it most. I recommend ZocaLoans to all of my friends. The process was quick and easy and the customer service is top notch.
Jason
Sacramento, CA
or email us support@zocaloans.com
Rosebud Lending LZO
PO Box 1147
27565 Research Park Dr.
Mission, SD 57555
Please note: This is an expensive form of borrowing and is not intended to be a long-term financial solution. ZocaLoans loans are designed to assist you in meeting your emergency borrowing needs.
Rosebud Lending LZO is the tribal lending agency of Rosebud Lending, a subsidiary of the Rosebud Economic Development Corporation, an economic development arm and entity of the Rosebud Sioux Tribe, a sovereign nation located within the United States of America and operating within the Tribe’s reservation. Rosebud Lending does business as ZocaLoans.
ZocaLoans does not lend in all states.
For more information CLICK HERE
We currently prohibit lending in Arkansas, Colorado, Georgia, Maine, Maryland, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, West Virginia, South Dakota, Massachusetts, Virginia, Connecticut, and the District of Columbia. This may be subject to change.
ZocaLoans does not utilize Equifax, Experian, or TransUnion to perform traditional credit checks as part of our pre-approval process. We do verify applicant information through national databases including, but not limited to, Clarity, Factor Trust, and CLVerify.
** COLLECTION AND USE OF BANK ACCOUNT INFORMATION: If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
*** For underwriting and verification purposes only. We always obtain prior separate customer authorization when trying to obtain additional consumer bank account information as a potential payment option.
**** The estimated payment(s) may vary slightly based on the date of loan origination. Please refer to the loan agreement for the exact payment amounts and payment schedule.
***** Late payments on loans may result in additional fees or collections activities, or both.
